§ 1941 Marine Insurance Voyage Routes

This law says that when a ship's trip isn’t set by custom, the journey covered by marine insurance is the most natural, direct, and sensible route a regular captain would take between the start and end points.

Key Takeaways

•If no route is agreed on, insurance follows the most natural path.
•The route is judged by what an ordinary captain would consider best.
•Only applies when the voyage’s course isn’t fixed by usage or contract.

Example

A boat owner in Miami has insurance that says the ship will go to New York, but they never agreed on a specific path.

The insurer will treat the trip as the route a normal captain would choose—usually the quickest and most straightforward way, like sailing straight up the Atlantic coast—rather than a longer, roundabout path.

If the course of sailing is not fixed by mercantile usage, the voyage insured by marine insurance is that way between the places specified which, to a master of ordinary skill and discretion, would seem the most natural, direct, and advantageous. (Enacted by Stats. 1935, Ch. 145.)

Key Takeaways

•If no route is agreed on, insurance follows the most natural path.
•The route is judged by what an ordinary captain would consider best.
•Only applies when the voyage’s course isn’t fixed by usage or contract.

Example

A boat owner in Miami has insurance that says the ship will go to New York, but they never agreed on a specific path.

Key Takeaways

Example

Key Terms

References

§ 1941 Marine Insurance Voyage Routes

Key Takeaways

Example

Key Terms

References

Key Takeaways

Example

Key Terms

Related Statutes

References

Key Takeaways

Example

Key Terms

Related Statutes

References