§ 32062 Pension Survivor Benefit Options

• •You can choose to get a smaller pension every month so your spouse or chosen person keeps getting money after you die.
• •You have to pick this option before your first pension check arrives.
• •There are two choices: your spouse gets the full smaller pension after you die, or they get half of it.

John is about to retire and start getting his pension. He wants to make sure his wife, Mary, still gets money if he dies first.

John can choose to get a little less money each month. If he picks Option 1, Mary will get the same smaller amount for her whole life after John dies. If he picks Option 2, Mary will get half of that smaller amount after John dies.