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HomeFinancial CodeDiv. 5Ch. 11Art. 1§ 16013 Foreign Credit Union Conflicts

§ 16013 Foreign Credit Union Conflicts

Financial Code·California
AI Summary·Official Text·Key Terms·Related Statutes·References
AI SummaryVerified

§ 16013 Foreign Credit Union Conflicts

If a rule for a foreign credit union with a California branch clashes with any other California rule, the other California rule wins and the foreign‑credit‑union rule is ignored.

Key Takeaways

  • •The law only matters when two rules conflict.
  • •The rule from another chapter of California law beats the rule for foreign credit unions.
  • •When the conflict is resolved, the foreign‑credit‑union rule no longer applies.

Example

A credit union from another state opens a branch in Los Angeles and wants to charge a fee that its home‑state law allows, but California law says that fee is illegal.

Because the California rule and the foreign‑credit‑union rule conflict, the California rule applies and the credit union cannot charge the fee.

AI-generated — May contain errors. Not legal advice. Always verify source.

Official Source
View on CA.gov

§ 16013 Foreign Credit Union Conflicts

Whenever any provision of this chapter or of any regulation or order issued under this chapter which is applicable to or with respect to a foreign (other state) credit union that maintains a California branch office or California facility is inconsistent with any provision of any other chapter of this division, the provision of the other chapter applies, and the latter provision does not apply. (Added by Stats. 2000, Ch. 612, Sec. 3. Effective January 1, 2001.)

Last verified: January 11, 2026

Key Terms

foreign (other state) credit unionCalifornia branch officeCalifornia facilityinconsistentprovision

Related Statutes

  • § 16006 Foreign Credit Union Branch Fees
  • § 16007 Foreign Credit Union Service
  • § 16001 Credit Union Branch Definitions
  • § 16075 Foreign Credit Union Relocation
  • § 16077 Foreign Credit Union License Surrender

References

  • Official text at leginfo.legislature.ca.gov
  • California Legislature. Financial Code. Section 16013.
View Official Source