§ 9802 Retroactive Lien Transaction Rules
You took a loan in 2013 and didn’t pay it back. The bank sues you in 2015.
The new rules apply to your loan, even though you got it before July 1, 2014. But if the bank had already sued you in 2013, the old rules would still apply.
AI-generated — May contain errors. Not legal advice. Always verify source.
§ 9802 Retroactive Lien Transaction Rules
Last verified: January 23, 2026