§ 11103 Driving School Insurance Requirements
This law says driving schools and their teachers must have special car insurance to cover accidents during driving lessons. The insurance must pay at least $150,000 for one person's injuries, $300,000 total if more people get hurt, and $50,000 for property damage.
A student driver accidentally crashes into another car during a lesson.
The driving school's insurance must pay for the other driver's injuries and car repairs. If one person is hurt, the insurance covers up to $150,000 for their medical bills. If two people are hurt, the insurance covers up to $300,000 total. The other car's repairs are covered up to $50,000.
The law sets fixed amounts, so no calculation is needed. The required coverage is: $150,000 per person for bodily injury, $300,000 total per accident for bodily injury, and $50,000 per accident for property damage.
During a driving lesson, the student crashes into another car. Two people in the other car are hurt, and their car needs $30,000 in repairs.
Result: The insurance will cover up to $300,000 for the two people's injuries and up to $50,000 for their car repairs.
AI-generated — May contain errors. Not legal advice. Always verify source.
§ 11103 Driving School Insurance Requirements
Last verified: January 9, 2026