§ 1967 Total Loss Payment

Insurance Code·California

AI SummaryVerified

If something you insure is completely destroyed, the insurance company must pay you right away without you having to tell them you’re giving up the thing.

Key Takeaways

•A total loss means the insured item is completely destroyed.
•The insured gets payment automatically.
•No notice of abandonment is required from the insured.

Example

Your car is in a crash and is completely wrecked beyond repair.

Because the car is a total loss, the insurance company has to give you the money for the car right away, and you don’t have to send them a notice saying you’re abandoning the car.

AI-generated — May contain errors. Not legal advice. Always verify source.

Official Source

View on CA.gov

§ 1967 Total Loss Payment

Upon an actual total loss, the insured is entitled to payment without notice of abandonment. (Enacted by Stats. 1935, Ch. 145.)

Last verified: January 11, 2026

Key Terms

actual total loss insured payment notice of abandonment

References

Official text at leginfo.legislature.ca.gov
California Legislature. Insurance Code. Section 1967.

Key Takeaways

Example

Key Terms

Related Statutes

References

Key Takeaways

Example

Key Terms

Related Statutes

References