§ 1960 Loss Classification: Total Or Partial

• •Losses are only put into two groups: total or partial.
• •A total loss means the whole thing is gone or worthless.
• •A partial loss means some of it is still usable or has value.

Your car is in a fire and is completely destroyed, or it gets a dent that can be fixed.

If the fire destroys the whole car, the loss is called a total loss. If the car only has a dent that can be repaired, the loss is called a partial loss.