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HomeInsurance CodeDiv. 2Pt. 1Ch. 1Art. 3§ 1925 Unseaworthy Ship Repair Delay

§ 1925 Unseaworthy Ship Repair Delay

Insurance Code·California
AI Summary·Official Text·Key Terms·Related Statutes·References
AI SummaryVerified

§ 1925 Unseaworthy Ship Repair Delay

If a ship gets a problem while it's sailing and the fix takes an unreasonably long time, the insurance company doesn't have to pay for any loss caused by that problem.

Key Takeaways

  • •A ship problem that happens during a trip can release the insurer from paying if the repair is delayed too long.
  • •The delay must be unreasonable – not just a normal, expected wait.
  • •The rule only applies to losses that come from the ship's defect.

Example

A cargo ship's engine breaks down in the middle of the ocean. The ship's owner waits several weeks before getting the engine repaired.

Because the repair was delayed far longer than would be normal, the ship's insurer is not required to cover the damage to the cargo that was lost while the ship was stuck.

AI-generated — May contain errors. Not legal advice. Always verify source.

Official Source
View on CA.gov

§ 1925 Unseaworthy Ship Repair Delay

When a ship becomes unseaworthy during the voyage, an unreasonable delay in repairing the defect exonerates the insurer from liability on any loss arising from the defect. (Enacted by Stats. 1935, Ch. 145.)

Last verified: January 11, 2026

Key Terms

unseaworthyunreasonable delayrepairing the defectexonerates the insurerliability

Related Statutes

  • § 1926 Ship Cargo Insurance Standards
  • § 700.01 Insurer Capital Requirements
  • § 700.025 Auto Insurer Capital Requirements
  • § 704 Insurer Certificate Suspension
  • § 108 Liability Insurance Coverage Scope

References

  • Official text at leginfo.legislature.ca.gov
  • California Legislature. Insurance Code. Section 1925.
View Official Source