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HomeHealth and Safety CodeDiv. 107Pt. 6Ch. 1Art. 4§ 129175 Insurance Premium Delinquency Termination

§ 129175 Insurance Premium Delinquency Termination

Health and Safety Code·California
AI Summary·Official Text·Key Terms·Related Statutes·References
AI SummaryVerified

§ 129175 Insurance Premium Delinquency Termination

Key Takeaways

  • •If you don't pay your insurance fees on time, you'll get a warning letter after 10 days.
  • •If you still don't pay after 30 days, the department will tell your lender.
  • •If you don't pay after 31 days from the lender being told, your insurance will be canceled.

Example

You have a loan for your house and you're supposed to pay for insurance every month. You forget to pay one month.

After 10 days, you'll get a letter reminding you to pay. If you don't pay within 30 days of that letter, the department will tell your bank. If you still don't pay after 31 days from the bank being told, your insurance will be canceled and you won't be covered anymore.

AI-generated — May contain errors. Not legal advice. Always verify source.

Official Source
View on CA.gov

§ 129175 Insurance Premium Delinquency Termination

Should a borrower be more than 10 days delinquent in paying the premium charges or inspection fees for insurance under this chapter, the department shall notify the borrower in writing. If that payment remains delinquent more than 30 days after the sending of the department’s notice to the borrower, the department shall make every reasonable effort to notify the lender in writing. If that delinquency continues, on the 31st day after sending of the department’s notice to the lender, the insurance shall be terminated and become null and void. (Amended by Stats. 2021, Ch. 143, Sec. 264. (AB 133) Effective July 27, 2021.)

Last verified: January 23, 2026

Key Terms

insurancepremiuminspectioneffective july

Related Statutes

  • § 129180 Premium Payment Termination
  • § 129035 Loan Inspection Certification Fees
  • § 129040 Loan Insurance Premium Rates
  • § 129185 Insurance Contract Termination
  • § 51657 Loan Insurance Premium Rates

References

  • Official text at leginfo.legislature.ca.gov
  • California Legislature. Health and Safety Code. Section 129175.
View Official Source