§ 292 Collision Loss Allocation

• •If only one side is at fault, that side pays its own loss and also pays the other side for any loss the other side suffered.
• •If neither side is at fault, each side pays its own loss.
• •If both sides are at fault, the loss is split equally unless one side is much more at fault, then the split is adjusted fairly.
• •If it’s impossible to tell who is at fault, the loss is split equally.

Two cars bump into each other at an intersection. One driver ran a red light and the other was driving straight.

Because the driver who ran the red light is the only one at fault, that driver pays for his own damage and also pays the other driver for the damage the other driver suffered.