§ 18293 Insurance Claim Disclosure Requirements

• •If you get a loan and the company offers insurance in case you can't work or lose income, they must give you a clear written paper about it.
• •This paper must explain when you can ask for money from the insurance and how to do it.
• •The company has to make sure you understand the rules before you sign anything.

You take out a loan to buy a car, and the loan company offers insurance in case you get hurt and can't work.

The company must give you a simple paper that says, 'If you break your leg and can't go to work, here's how you ask for money from the insurance.' It must tell you exactly what to do, like calling a phone number or filling out a form.