§ 11765 Failure To File Report Evidence
This law says that if you don't file a verified report saying something was lost or damaged, that missing report is taken as proof that nothing was lost or damaged.
A homeowner's roof leaks after a storm and the insurance company asks for a verified loss report. The homeowner never sends the report.
Because the homeowner didn't file the required report, the insurance company can treat that as evidence that there was no roof damage at all.
AI-generated — May contain errors. Not legal advice. Always verify source.
§ 11765 Failure To File Report Evidence
Last verified: January 10, 2026